plus 3, Stocks: Down, but not out - CNN Money
|
- Stocks: Down, but not out - CNN Money
- Maggie Valley landslide leaves more questions than answers - Asheville Citizen-Times
- Health center in bind after funds denied - Tulsa World
- Panel opens door for tax hikes - Olympian
|
Posted: 14 Feb 2010 07:18 AM PST
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 NEW YORK (CNNMoney.com) -- Wall Street broke a four-week losing streak last week, but investors are still worried about China, Greece and the impact of a global recovery that could be far more sluggish than had been thought. The holiday-shortened week ahead isn't likely to bring relief. "Stocks have come a long way in a relatively short time frame and with all the developments in the U.S., the euro zone and China, it's logical for investors to want to take some chips off the table," said Mark Travis, president and CEO at Intrepid Capital Funds. All financial markets are closed Monday for Presidents Day. Reports are due later in the week on housing starts and building permits, regional readings on manufacturing and wholesale and consumer inflation. Merck, Hewlett-Packard, Kraft Foods, Wal-Mart Stores and Dell are the marquee names due to report results this week. But with the quarterly reporting period just about over, even better-than-expected results from those bellwethers may not have a big impact on the broader stock market. "I think we're due for a more choppy period," said Mike Stanfield, chief investment officer at VSR Financial Services. "A 10% selloff wouldn't be out of the realm of possibility." Between recent highs hit Jan. 19 and the lows of last week, the S&P 500 lost around 9.2%, moving ever closer to the 10% selloff that is the technical definition of a correction. Tough start to 2010: Wall Street extended 2009's rally through the middle of January, but since then, the tone has been decidedly negative. Improved quarterly results have been outshined by China's efforts to slow lending and get ahead of inflation as well as the growing debt crisis in Europe. The European Union has vowed to step in should debt-ridden Greece fail to curb its growing budget deficit and need a rescue. But that hasn't eased worries about the threat of growing debt around the world. Portugal, Italy, Ireland and Spain - which with Greece make up the so-called PIIGS, are all strapped at the same time a global economic recovery is still in the early stages. Investors are trying to figure out what a bigger debt crisis would mean for financial institutions in the U.S., as well as the global economic recovery. Anticipating a stronger recovery that could jack up prices, China, the No. 2 economy, has taken preventive measures this year to slow down lending. On Friday, the nation told banks to boost reserves for the second time in a month. China is considered one of the biggest drivers of a global recovery and its plans to scale back have caused market pros to question the 2010 outlook for the economy. However, China has as of yet has kept its yearly target for bank lending unchanged, suggesting it doesn't want to remove stimulus so much as slow the pace at which it is delivered. The U.S. dollar, which has rallied versus the slipping euro, has also been a concern for investors. A strong dollar is good for the economy and for stocks in the long term, but in the short term it's been a negative, feeding the flight from riskier asset such as stocks. A weak dollar helped lift stocks and commodity prices in 2009. Dollar-traded commodity prices have slumped this year, along with shares of energy and metal companies, with the strong greenback and fears of a slower-moving China fueling the selling. The energy sector is one of the largest components of the S&P 500 and weakness in that sector has dragged on the broad market. In addition, the strength in the dollar has hurt the stocks of big companies that do a lot of business overseas and therefore benefit from a weaker dollar. Quarterly results: With 379 companies, or 76% of the S&P 500 having already reported, fourth-quarter earnings are currently on track to have risen 208% from a year ago, according to Thomson Reuters. Revenues are set to rise 8%. Improved results are partly due to easy comparisons with a year ago, when profits were battered during the height of the recession. Financial companies in particular are on track to have reported strong results. Excluding financials, S&P 500 earnings are set to rise 16% and revenues 3%. Next week brings just a few market-moving reports, with results due from four Dow components and tech bellwether Dell (DELL, Fortune 500). Kraft Foods (KFT, Fortune 500), due to reports results before the start of trading Tuesday, is expected to have earned 45 cents per share versus 43 cents a year ago. Merck (MRK, Fortune 500) also reports results that morning. The drugmaker is expected to have earned 78 cents per share, down 11% from a year ago. Hewlett-Packard (HPQ, Fortune 500) reports results Wednesday after the close of trading. The computer maker is expected to have earned $1.06 per share, up 14% from a year ago. On Thursday, Wal-Mart Stores (WMT, Fortune 500) reports results before the start of trading. The retailer is expected to have earned $1.12 per share, up 9% from a year ago. Dell reports results after the close. The tech leader is expected to have earned 27 cents per share, down 7% from a year ago. Monday: All financial markets are closed for Presidents Day. Tuesday: The Empire Manufacturing index is due for release in the morning. The regional reading on manufacturing is expected to have risen to 17.70 in February from 15.92 in January. The January Treasury budget, due in the afternoon, is expected to have narrowed to $46 billion from $91.9 billion in December. Wednesday: January housing starts are expected to have risen to a 580,000 unit annual rate from a 557,000 unit rate in December. Building permits, a measure of builder confidence, are expected to have fallen to a 620,000 unit annual rate. January readings on industrial production and capacity utilization are due in the morning. January readings on import and export prices are also on tap. In the afternoon, the minutes from the last Fed policy meeting in January are due for release. Thursday: The weekly jobless claims report from the Labor Department is due in the morning. The number of Americans filing new claims for unemployment is expected to have risen to 445,000 last week from 440,000 the previous week. The index of leading economic indicators (LEI) is expected to have risen 0.5% in January after rising 1.1% in December. The report from the Conference Board is due out after the start of trading. The January Producer Price Index (PPI), a measure of wholesale inflation, is due out before the start of trading. PPI is expected to have risen 0.8% after rising 0.2% in December, with inflationary pressures slowly starting to build after a period of little pricing pressure. The so-called core PPI, which strips out volatile food and energy prices, is expected to have risen 0.1% after registering no change in December. The Philadelphia Fed index, a regional read on manufacturing, and the government's weekly oil inventories report are both due out in the morning. Friday: The January Consumer Price Index (CPI) is due out before the start of trading. CPI is expected to have risen 0.3% after rising 0.1% in December. The core CPI is expected to have risen 0.2% after rising 0.1% in the previous month.  |
Posted: 14 Feb 2010 08:16 AM PST
[fivefilters.org: unable to retrieve full-text content]
MAGGIE VALLEY — Deborah Reynolds worries more about her father than herself lately. A landslide that left a trail of debris more than a half-mile long largely spared her home but damaged his, and now neither knows when they will be allowed to ...
![image]()
MAGGIE VALLEY — Deborah Reynolds worries more about her father than herself lately. A landslide that left a trail of debris more than a half-mile long largely spared her home but damaged his, and now neither knows when they will be allowed to ...
Posted: 14 Feb 2010 07:25 AM PST
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![image]()
The concrete slab, the curbs and sidewalks are in place.
But the $4.6 million federal stimulus grant the Community Health Connection was hoping to receive to build its long-awaited 16,000-square-foot health center in the Kendall-Whittier neighborhood was denied.
"With Tulsa being one of the worst health-care environments for indigent care, we thought this was going to be a slam dunk," said Ed Martinez, the chairman of the center's board.
The denial has put the federally qualified health center in a bind and threatens to put a squeeze on accessible and affordable health care for Tulsa's working poor.
In the last year, Community Health Connection has nearly doubled its patient load, almost outgrowing capacity at its east Tulsa facility, 9912 E. 21st St.
"If we keep growing at the same rate we are, our capacity to see people on a same-day, next-day basis will be maxed out. You'll see more people going to the ERs," said Laurie Paul, executive director of Community Health Connection.
Much of the urgency to build comes from the fact that Community Health Connection received its designation as a federally qualified health center in 2005 with a contingency that it be located in and serve the medically underserved area of Kendall-Whittier, Martinez said.
In two years, the federal contract will be re-bid, Martinez said.
"It will be up for grabs. We want to be in good standing and show the government we have complied with its rules and that we're not in the hole financially," he said.
Five years ago, the group was unable to find a location in the area within federal time restraints. So Community Health Connection received a federal waiver to locate in an east Tulsa strip mall.
The east Tulsa facility has been successful and will continue as a Community Health Connection satellite facility, Paul said.
Last year, Community Health Connection saw 4,585 patients during 13,325 visits. An inability to accommodate these patients' care would strain the region's health-care infrastructure, ultimately costing taxpayers much more as people wait until they are sicker before seeking care, Paul said.
"It would devastate our system," she said. "Where would those patients go? Either they wouldn't get care or they would clog up our ERs."
"They are absolutely critical because they have mastered the management of health care for years — since 1966 — and have repeatedly proven they can deliver high-quality and affordable preventive and primary care," Stewart said.
Community Health Connection's aim is to complete the building debt-free, so loans, grants and donations are needed, Martinez said.
The only other federally qualified health center in Tulsa is Morton Comprehensive Health Services. It received $14 million through the city's Vision 2025 that helped fund its new building, a great thing for Tulsa, he said. But Community Health Connection hasn't had that kind of state backing.
"No one has championed us," Martinez said. "We have expenses like any other health facility. Doctors aren't free. We had $160,000 in uncompensated care last year."
"We've made great strides, and bipartisan support is increasing," Stewart said. Much of the support stems from a strong belief in preventive care.
"The cost of care is changed if we catch diseases early," she said.
When someone goes to the local emergency room for a middle ear infection, it will cost them several times the amount patients pay when they go to a community health center, she said. It costs patients there $500 for an entire year of services.
"And we take everybody. You could drop in from Mars and we would see you," Stewart said.
Unfortunately, Oklahoma is playing catch-up in garnering the federal support to provide these health-care services. There are 17 such centers in the state, compared with 68 in Arkansas and 300 in Texas, she said.
As the state grapples with revenue shortfalls amid a national recession — including significant state cuts to Medicaid provider rates and programs — more people are losing both their jobs and their health insurance.
"We are here to improve the health disparities in Tulsa. Any money we makes means we can see more people," Martinez said. "We're not an east Tulsa asset. We're not a Hispanic asset. We're a Tulsa asset."
Kim Archer 581-8315
kim.archer@tulsaworld.com
Five Filters featured article: Chilcot Inquiry. Available tools: PDF Newspaper, Full Text RSS, Term Extraction.But the $4.6 million federal stimulus grant the Community Health Connection was hoping to receive to build its long-awaited 16,000-square-foot health center in the Kendall-Whittier neighborhood was denied.
"With Tulsa being one of the worst health-care environments for indigent care, we thought this was going to be a slam dunk," said Ed Martinez, the chairman of the center's board.
The denial has put the federally qualified health center in a bind and threatens to put a squeeze on accessible and affordable health care for Tulsa's working poor.
In the last year, Community Health Connection has nearly doubled its patient load, almost outgrowing capacity at its east Tulsa facility, 9912 E. 21st St.
"If we keep growing at the same rate we are, our capacity to see people on a same-day, next-day basis will be maxed out. You'll see more people going to the ERs," said Laurie Paul, executive director of Community Health Connection.
Much of the urgency to build comes from the fact that Community Health Connection received its designation as a federally qualified health center in 2005 with a contingency that it be located in and serve the medically underserved area of Kendall-Whittier, Martinez said.
In two years, the federal contract will be re-bid, Martinez said.
"It will be up for grabs. We want to be in good standing and show the government we have complied with its rules and that we're not in the hole financially," he said.
Five years ago, the group was unable to find a location in the area within federal time restraints. So Community Health Connection received a federal waiver to locate in an east Tulsa strip mall.
The east Tulsa facility has been successful and will continue as a Community Health Connection satellite facility, Paul said.
Last year, Community Health Connection saw 4,585 patients during 13,325 visits. An inability to accommodate these patients' care would strain the region's health-care infrastructure, ultimately costing taxpayers much more as people wait until they are sicker before seeking care, Paul said.
"It would devastate our system," she said. "Where would those patients go? Either they wouldn't get care or they would clog up our ERs."
Call to action
"We obviously are anxious for them to get it built," said Greta Stewart, executive director of the Oklahoma Primary Care Association. The federally funded trade group is the liaison between funders and grantees. A designation as a federally qualified health center allows such facilities to offer medical care on a sliding scale based on patient income, regardless of a patient's ability to pay, she said. The cost of running the centers is mostly offset by federal grants, enhanced Medicare and Medicaid payments, and federal malpractice insurance."They are absolutely critical because they have mastered the management of health care for years — since 1966 — and have repeatedly proven they can deliver high-quality and affordable preventive and primary care," Stewart said.
Community Health Connection's aim is to complete the building debt-free, so loans, grants and donations are needed, Martinez said.
The only other federally qualified health center in Tulsa is Morton Comprehensive Health Services. It received $14 million through the city's Vision 2025 that helped fund its new building, a great thing for Tulsa, he said. But Community Health Connection hasn't had that kind of state backing.
"No one has championed us," Martinez said. "We have expenses like any other health facility. Doctors aren't free. We had $160,000 in uncompensated care last year."
Great Society program
The federal program was borne out of President Lyndon B. Johnson's Great Society reforms. Although some may view these clinics as a form of socialized medicine, the community health center program has had tremendous bipartisan support through the years, Stewart said. President George W. Bush was responsible for increasing the number of federally qualified health centers throughout the country by 1,200 during his administration, she said."We've made great strides, and bipartisan support is increasing," Stewart said. Much of the support stems from a strong belief in preventive care.
"The cost of care is changed if we catch diseases early," she said.
When someone goes to the local emergency room for a middle ear infection, it will cost them several times the amount patients pay when they go to a community health center, she said. It costs patients there $500 for an entire year of services.
"And we take everybody. You could drop in from Mars and we would see you," Stewart said.
Unfortunately, Oklahoma is playing catch-up in garnering the federal support to provide these health-care services. There are 17 such centers in the state, compared with 68 in Arkansas and 300 in Texas, she said.
As the state grapples with revenue shortfalls amid a national recession — including significant state cuts to Medicaid provider rates and programs — more people are losing both their jobs and their health insurance.
"We are here to improve the health disparities in Tulsa. Any money we makes means we can see more people," Martinez said. "We're not an east Tulsa asset. We're not a Hispanic asset. We're a Tulsa asset."
What state leaders say about situation
"I was very disappointed to learn that Community Health Connection did not receive federal funding for their new facility in the Kendall-Whittier area. Tulsans living in the area face major health disparities due to lack of access to quality care. I urge philanthropists and our federal officials to assist in future efforts to secure funding to see this project to completion." — State Rep. Jabar Shumate, Democrat "Our ability to have strong clinician workforce for all of Oklahoma will require additional public support. A major component of that public support needs to be geared towards serving the underserved. This is where our federally qualified health centers shine, and we need to grow these programs at the facility and workforce levels." — Dr. Gerard Clancy, President of OU-TulsaHow to help
Donations to help fund the project's $3.4 million shortfall can be sent to Community Health Connection, c/o Spirit Bank, 1 00 S. Baltimore ave., Tulsa, OK 74119.Kim Archer 581-8315
kim.archer@tulsaworld.com
Posted: 14 Feb 2010 07:54 AM PST
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On one side, people argued that more budget cuts would put too many vulnerable people in peril. On the other side, a legion of business interests and anti-tax activists warned that higher taxes would kill off jobs. They urged lawmakers to uphold Initiative 960, which requires a two-thirds legislative vote to raises taxes, as a barrier to increased taxes.
In the end, majority Democrats on the House Finance Committee voted to make it easier to raise taxes, approving a bill to suspend I-960 temporarily. But they delayed action on a tax package that would raise an estimated $350 million or more with levies on a range of items including private airplanes, gold-coin dealers, and out-of-state businesses and residents who do business or buy things in Washington.
The vote was 6-3 along party lines to suspend Tim Eyman's I-960 until July 2011. As approved, Engrossed Substitute Senate Bill 6130 gets rid of a two-thirds vote requirement for tax bills and eliminates advisory votes on each tax increase in November.
TIME CONSTRAINTS
Lawmakers need to get moving, because they have only 25 days left in their session to close a $2.8 billion budget gap with new taxes, spending cuts, federal aid and shifting other state revenues.
"I think it will be sooner rather than later. We don't want it to be hanging around," House Majority Leader Lynn Kessler, D-Hoquiam, said about a coming vote on suspending I-960. The House is in a hurry to get a bill back to the Senate for approval, so Gov. Chris Gregoire can sign it and the Senate can roll out its budget plan, including tax increases, as soon as Wednesday.
Eyman testified against changing his initiative, accusing lawmakers of arrogance and defying what voters have said three times that they want: a supermajority requirement for tax increases, or a chance to vote on taxes themselves.
"It was heart-wrenching to watch," Eyman said after the committee vote.
But Eyman had a victory. House Finance Chairman Ross Hunter, D-Medina, restored a piece of the public-notice requirements of I-960 that the Senate had stripped out when it passed ESSB 6130 late Wednesday on a partisan vote.
Hunter said that it makes sense in the short term to keep sending public notices by e-mail for all tax-bill filings at the Legislature, including a 10-year cost estimate on the bills. As approved, the bill gets rid of statewide advisory votes in November for any taxes enacted.
Hunter said he intends to look into questions raised by bankers, ports, truckers and other freight-transportation groups that testified against his tax package, House Bill 3176. But he was not dropping the bill, which would end tax breaks for certain out-of-state residents and business that have transactions inside the state; it also raises taxes on owners of airplanes, gold-coin dealers, certain bank foreclosure sales, and purchases of dairy nutrient-management equipment.
The hearing on both bills drew nearly 400 people – an unusual number for any bill. About 280 to 300 people signed in with opinions for or against each measure heard, and many testified in proceedings that were taped and available for the public to see on TVW, the public-affairs network.
Nora Gibson of Eldercare Northwest, which provides adult-day health services in King and Snohomish counties, said 65 percent of patients who lost their adult day-health services because of budget cuts last year are losing their ability to function.
Some elderly or disabled people who could walk then no longer can, she said. Some who used to talk no longer can speak. Gibson argued in favor of higher revenue and making it easier to increase taxes.
Peter Seto of Anderson Island said he is on the board of a clinic that has seen patients join the National Guard just to get health care coverage after the state cut into the Basic Health Plan.
"I want you to protect Washington's investments over 25 years in health care for the little guy," Seto said.
And Dr. Susan Powell, who works at Community Health Care in Spanaway, said she is asked every week by patients to prescribe medication without an exam, because they cannot afford an office visit. But she cannot do that and said, "I personally would gladly pay more taxes to see my patients and fellow citizens healthy."
"Another all-cuts budget is not ethical or moral," added Christine Johansen of the Washington State Coalition for the Homeless. She said those who voted for I-960 in 2007 did not foresee a "decimation of services for vulnerable citizens."
Half as many people spoke against suspending the tax-vote law. But many, who instead testified on the tax package, were just as passionate and worried about what happens if taxes go up.
"I feel like I am vulnerable as a taxpayer, and I-960 protects me and the taxpayers of Washington from these kinds of actions by the Legislature," said Olympia resident Chris Williams.
Amber Carter of the Association of Washington Business argued that I-960 requires lawmakers to act more responsibly.
"Raising taxes is supposed to be the last resort," she said. "People are already hurting from the cost of workers compensation and unemployment insurance."
Olympia-based coin dealer Dan Duncan, who testified for the Washington Coin and Bullion Association, said coin shops could be hurt if a tax break on bullion-related transactions is ended.
Larger business interests and Washington ports also weighed in against the tax bills, warning that some of the taxes on out-of-state firms with activities in Washington could include railroads, trucking firms and others that move freight through Washington for foreign export or for sale in other states.
Republican Rep. Ed Orcutt of Kalama tried to postpone the vote on suspending I-960, saying all the talk of tax increases was causing uncertainty in the business world and was stalling rehiring at some firms.
His motion to delay the bill died on a party-line vote.
Brad Shannon: 360-753-1688
bshannon@theolympian.com
www.theolympian.com/politicsblog
Five Filters featured article: Chilcot Inquiry. Available tools: PDF Newspaper, Full Text RSS, Term Extraction.
![image]()
Legislature: Committee votes to suspend I-960 but delays action on $350 million tax package
BRAD SHANNON; Staff writer |
What's next
A vote on the amended bill to temporarily suspend Initiative 960 could come in the full House as soon as today - if lawmakers end up working on Valentine's Day. The vote is more likely to come Monday or Tuesday.
A vote on the amended bill to temporarily suspend Initiative 960 could come in the full House as soon as today - if lawmakers end up working on Valentine's Day. The vote is more likely to come Monday or Tuesday.
In the end, majority Democrats on the House Finance Committee voted to make it easier to raise taxes, approving a bill to suspend I-960 temporarily. But they delayed action on a tax package that would raise an estimated $350 million or more with levies on a range of items including private airplanes, gold-coin dealers, and out-of-state businesses and residents who do business or buy things in Washington.
The vote was 6-3 along party lines to suspend Tim Eyman's I-960 until July 2011. As approved, Engrossed Substitute Senate Bill 6130 gets rid of a two-thirds vote requirement for tax bills and eliminates advisory votes on each tax increase in November.
TIME CONSTRAINTS
Lawmakers need to get moving, because they have only 25 days left in their session to close a $2.8 billion budget gap with new taxes, spending cuts, federal aid and shifting other state revenues.
"I think it will be sooner rather than later. We don't want it to be hanging around," House Majority Leader Lynn Kessler, D-Hoquiam, said about a coming vote on suspending I-960. The House is in a hurry to get a bill back to the Senate for approval, so Gov. Chris Gregoire can sign it and the Senate can roll out its budget plan, including tax increases, as soon as Wednesday.
Eyman testified against changing his initiative, accusing lawmakers of arrogance and defying what voters have said three times that they want: a supermajority requirement for tax increases, or a chance to vote on taxes themselves.
"It was heart-wrenching to watch," Eyman said after the committee vote.
But Eyman had a victory. House Finance Chairman Ross Hunter, D-Medina, restored a piece of the public-notice requirements of I-960 that the Senate had stripped out when it passed ESSB 6130 late Wednesday on a partisan vote.
Hunter said that it makes sense in the short term to keep sending public notices by e-mail for all tax-bill filings at the Legislature, including a 10-year cost estimate on the bills. As approved, the bill gets rid of statewide advisory votes in November for any taxes enacted.
Hunter said he intends to look into questions raised by bankers, ports, truckers and other freight-transportation groups that testified against his tax package, House Bill 3176. But he was not dropping the bill, which would end tax breaks for certain out-of-state residents and business that have transactions inside the state; it also raises taxes on owners of airplanes, gold-coin dealers, certain bank foreclosure sales, and purchases of dairy nutrient-management equipment.
The hearing on both bills drew nearly 400 people – an unusual number for any bill. About 280 to 300 people signed in with opinions for or against each measure heard, and many testified in proceedings that were taped and available for the public to see on TVW, the public-affairs network.
Nora Gibson of Eldercare Northwest, which provides adult-day health services in King and Snohomish counties, said 65 percent of patients who lost their adult day-health services because of budget cuts last year are losing their ability to function.
Some elderly or disabled people who could walk then no longer can, she said. Some who used to talk no longer can speak. Gibson argued in favor of higher revenue and making it easier to increase taxes.
Peter Seto of Anderson Island said he is on the board of a clinic that has seen patients join the National Guard just to get health care coverage after the state cut into the Basic Health Plan.
"I want you to protect Washington's investments over 25 years in health care for the little guy," Seto said.
And Dr. Susan Powell, who works at Community Health Care in Spanaway, said she is asked every week by patients to prescribe medication without an exam, because they cannot afford an office visit. But she cannot do that and said, "I personally would gladly pay more taxes to see my patients and fellow citizens healthy."
"Another all-cuts budget is not ethical or moral," added Christine Johansen of the Washington State Coalition for the Homeless. She said those who voted for I-960 in 2007 did not foresee a "decimation of services for vulnerable citizens."
Half as many people spoke against suspending the tax-vote law. But many, who instead testified on the tax package, were just as passionate and worried about what happens if taxes go up.
"I feel like I am vulnerable as a taxpayer, and I-960 protects me and the taxpayers of Washington from these kinds of actions by the Legislature," said Olympia resident Chris Williams.
Amber Carter of the Association of Washington Business argued that I-960 requires lawmakers to act more responsibly.
"Raising taxes is supposed to be the last resort," she said. "People are already hurting from the cost of workers compensation and unemployment insurance."
Olympia-based coin dealer Dan Duncan, who testified for the Washington Coin and Bullion Association, said coin shops could be hurt if a tax break on bullion-related transactions is ended.
Larger business interests and Washington ports also weighed in against the tax bills, warning that some of the taxes on out-of-state firms with activities in Washington could include railroads, trucking firms and others that move freight through Washington for foreign export or for sale in other states.
Republican Rep. Ed Orcutt of Kalama tried to postpone the vote on suspending I-960, saying all the talk of tax increases was causing uncertainty in the business world and was stalling rehiring at some firms.
His motion to delay the bill died on a party-line vote.
Brad Shannon: 360-753-1688
bshannon@theolympian.com
www.theolympian.com/politicsblog
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